:root{
  --ivory:#F8F6F0;
  --ivory-2:#FBF9F4;
  --ink:#1E2A24;
  --ink-soft:#3A463F;
  --emerald:#1F6B4F;
  --emerald-dark:#17543D;
  --forest:#123B2A;
  --forest-2:#0E2E20;
  --gold:#C9973F;
  --gold-dark:#A87B2C;
  --mint:#DCEAE2;
  --mint-soft:#EAF1EC;
  --line:#E4E0D2;
  --line-soft:#EDE9DC;
  --white:#FFFFFF;
  --sans:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
  --serif:'Fraunces',Georgia,'Times New Roman',serif;
  --shadow-sm:0 8px 20px -12px rgba(18,59,42,0.35);
  --shadow-md:0 24px 48px -24px rgba(18,59,42,0.45);
}

*{margin:0;padding:0;box-sizing:border-box}

html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}

body{
  font-size:16px;
  font-family:var(--sans);
  line-height:1.7;
  color:var(--ink);
  background:var(--ivory);
}

a{color:inherit}
img{max-width:100%;display:block}

.container{width:100%;max-width:1180px;margin:0 auto;padding:0 24px}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-weight:600;font-size:15px;
  padding:14px 26px;border-radius:999px;
  text-decoration:none;border:1px solid transparent;
  cursor:pointer;font-family:var(--sans);
  transition:transform .18s ease, box-shadow .18s ease, background-color .18s ease, color .18s ease, border-color .18s ease;
}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn-emerald{background:var(--emerald);color:var(--ivory)}
.btn-emerald:hover{background:var(--emerald-dark);box-shadow:var(--shadow-sm)}
.btn-gold{background:var(--gold);color:var(--forest)}
.btn-gold:hover{background:var(--gold-dark);box-shadow:var(--shadow-sm)}
.btn-ghost{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-ghost:hover{background:var(--mint-soft);border-color:var(--emerald);color:var(--emerald)}
.btn-light{background:var(--ivory);color:var(--forest)}
.btn-light:hover{background:var(--mint)}

/* Equity navigation */
.equity-nav{
  position:sticky;top:0;z-index:1000;
  background:var(--ivory);
  border-bottom:1px solid var(--line-soft);
  transition:box-shadow .2s ease;
}
.equity-nav.scrolled{box-shadow:0 6px 20px -14px rgba(18,59,42,0.4)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:76px}
.nav-brand{text-decoration:none;display:inline-flex;align-items:center}
.equity-plaque{
  display:inline-flex;align-items:center;gap:10px;
  background:var(--emerald);color:var(--ivory);
  font-family:var(--serif);font-weight:600;font-size:20px;
  padding:10px 18px;border-radius:12px;letter-spacing:.02em;
}
.equity-plaque i{width:10px;height:10px;background:var(--gold);display:inline-block;border-radius:2px;flex:0 0 auto}
.nav-links{display:flex;align-items:center;gap:34px}
.nav-link{
  position:relative;color:var(--ink);text-decoration:none;
  font-weight:500;font-size:15px;padding:6px 0;
}
.nav-link::after{
  content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--gold);
  transition:right .2s ease;
}
.nav-link:hover::after{right:0}
.nav-link.is-active{color:var(--emerald);font-weight:600}
.nav-link.is-active::after{right:0}
.nav-actions{display:flex;align-items:center;gap:14px}
.nav-cta{padding:12px 22px;font-size:14px}
.nav-toggle{
  display:none;flex-direction:column;justify-content:center;gap:5px;
  width:44px;height:44px;background:transparent;border:1px solid var(--line);border-radius:10px;cursor:pointer;
}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--ink);margin:0 auto;transition:transform .2s ease, opacity .2s ease}
.nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Hero */
.vault-hero{padding:72px 0 84px;background:var(--ivory)}
.hero-inner{display:grid;grid-template-columns:1.15fr 0.85fr;gap:64px;align-items:center}
.eyebrow{
  display:inline-block;font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--gold-dark);margin-bottom:18px;
}
.hero-copy h1{
  font-family:var(--serif);font-weight:600;
  font-size:52px;line-height:1.08;letter-spacing:-.01em;color:var(--ink);margin-bottom:22px;
}
.hero-sub{font-size:18px;color:var(--ink-soft);max-width:560px;margin-bottom:32px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:40px}
.hero-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;border-top:1px solid var(--line);padding-top:26px}
.hero-stat strong{display:block;font-family:var(--serif);font-size:26px;color:var(--emerald);font-weight:600}
.hero-stat span{font-size:13px;color:var(--ink-soft)}

/* Vault door */
.hero-art{display:flex;justify-content:center;align-items:center}
.vault-door{
  position:relative;width:340px;height:400px;
  background:var(--forest);border-radius:28px;
  box-shadow:var(--shadow-md);
  border:1px solid #1c4a38;
}
.rivet{position:absolute;width:16px;height:16px;border-radius:50%;background:var(--gold);box-shadow:inset 0 2px 3px rgba(0,0,0,0.25)}
.rivet-tl{top:18px;left:18px}
.rivet-tr{top:18px;right:18px}
.rivet-bl{bottom:18px;left:18px}
.rivet-br{bottom:18px;right:18px}
.vault-bar{
  position:absolute;top:50%;left:34px;right:34px;height:16px;
  transform:translateY(-50%);background:var(--gold);border-radius:8px;
  box-shadow:inset 0 -2px 3px rgba(0,0,0,0.22);
}
.vault-dial{
  position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
  width:196px;height:196px;border-radius:50%;
  background:var(--forest-2);border:5px solid var(--gold);
}
.dial-ticks{
  position:absolute;inset:12px;border-radius:50%;
  background:repeating-conic-gradient(var(--gold) 0 1.3deg, transparent 1.3deg 15deg);
}
.dial-cover{
  position:absolute;inset:44px;border-radius:50%;background:var(--forest-2);
  border:1px solid #1d4a38;
}
.dial-spindle{
  position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
  width:58px;height:58px;border-radius:50%;background:var(--gold);
  box-shadow:0 0 0 8px var(--forest-2);
}
.vault-gauge{
  position:absolute;bottom:28px;left:50%;transform:translateX(-50%);
  width:220px;background:var(--forest-2);border:1px solid #1d4a38;
  border-radius:12px;padding:12px 16px;
}
.gauge-top{display:flex;justify-content:space-between;font-size:11px;letter-spacing:.12em;color:var(--mint);margin-bottom:8px;text-transform:uppercase}
.gauge-top b{color:var(--gold);font-weight:700}
.gauge-bar{display:block;height:8px;background:#0a2318;border-radius:99px;overflow:hidden}
.gauge-bar i{display:block;width:86%;height:100%;background:var(--gold);border-radius:99px}

/* Statement band */
.statement-band{background:var(--forest);padding:64px 0}
.statement-band .container{text-align:center}
.band-mark{display:inline-block;width:42px;height:4px;background:var(--gold);border-radius:2px;margin-bottom:22px}
.statement-text{
  font-family:var(--serif);font-size:30px;line-height:1.4;color:var(--ivory);
  max-width:900px;margin:0 auto;
}

/* Section head */
.section-head{max-width:640px;margin-bottom:48px}
.kicker{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:12px}
.section-head h2{font-family:var(--serif);font-size:38px;line-height:1.15;color:var(--ink);letter-spacing:-.01em}

/* Asset rows */
.asset-rows{padding:88px 0}
.asset-row{display:flex;gap:28px;padding:30px 0;border-bottom:1px solid var(--line);align-items:flex-start}
.asset-row:first-of-type{border-top:1px solid var(--line)}
.asset-marker{flex:0 0 auto;width:16px;height:16px;background:var(--gold);margin-top:8px}
.asset-body h3{font-family:var(--serif);font-size:24px;color:var(--ink);margin-bottom:10px}
.asset-body p{color:var(--ink-soft);font-size:16px;max-width:820px}

/* Index grid */
.index-section{padding:88px 0;background:var(--mint-soft)}
.index-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.index-card{
  background:var(--ivory);border-top:3px solid var(--gold);border-radius:14px;
  padding:28px;box-shadow:0 10px 24px -18px rgba(18,59,42,0.3);
}
.index-name{display:block;font-size:14px;color:var(--ink-soft);margin-bottom:12px;letter-spacing:.02em}
.index-num{font-family:var(--serif);font-size:36px;color:var(--emerald);font-weight:600}
.index-delta{display:block;font-size:13px;color:var(--emerald);font-weight:600;margin-top:8px}

/* Yield band */
.yield-band{padding:88px 0;background:var(--ivory)}
.yield-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.yield-item{border-bottom:2px solid var(--gold);padding-bottom:22px}
.yield-num{display:block;font-family:var(--serif);font-size:44px;color:var(--ink);font-weight:600;line-height:1}
.yield-label{display:block;margin-top:12px;font-size:15px;color:var(--ink-soft)}

/* FAQ */
.faq-section{padding:88px 0;background:var(--mint-soft)}
.faq-list{max-width:820px;margin:0 auto}
.faq-item{background:var(--ivory);border:1px solid var(--line);border-radius:14px;margin-bottom:14px;overflow:hidden}
.faq-item summary{
  cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;
  padding:20px 24px;font-weight:600;font-size:17px;color:var(--ink);
}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:24px;color:var(--gold);font-weight:500;line-height:1;transition:transform .2s ease}
.faq-item[open] summary::after{transform:rotate(45deg)}
.faq-answer{padding:0 24px 22px;color:var(--ink-soft)}

/* CTA band */
.cta-band{padding:96px 0;background:var(--forest)}
.cta-inner{text-align:center;max-width:760px;margin:0 auto}
.cta-band h2{font-family:var(--serif);font-size:42px;color:var(--ivory);margin-bottom:18px}
.cta-band p{color:var(--mint);font-size:18px;margin-bottom:32px}

/* Clearing footer */
.clearing-footer{background:var(--forest-2);color:var(--mint)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;padding:72px 0 56px}
.footer-mark{
  display:inline-flex;width:42px;height:42px;background:var(--emerald);border-radius:8px;
  align-items:center;justify-content:center;margin-bottom:18px;
}
.footer-mark i{width:14px;height:14px;background:var(--gold);display:inline-block;border-radius:3px}
.footer-tag{font-family:var(--serif);font-size:20px;color:var(--ivory);margin-bottom:8px;display:block}
.footer-brand p{color:#b9c9bf;font-size:15px;max-width:320px;margin-bottom:8px}
.footer-col h4{color:var(--ivory);font-size:15px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:18px;font-weight:600}
.footer-col ul{list-style:none}
.footer-col ul li{margin-bottom:12px}
.footer-col a{color:#b9c9bf;text-decoration:none;font-size:15px;transition:color .15s ease}
.footer-col a:hover{color:var(--gold)}
.footer-col address{font-style:normal;color:#b9c9bf;font-size:15px;line-height:1.8;margin-bottom:14px}
.footer-legal{border-top:1px solid #1d4a38}
.footer-legal .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;padding-top:22px;padding-bottom:22px}
.footer-legal span{font-size:13px;color:#8fa69a}
.footer-legal a{color:#b9c9bf;text-decoration:none}
.footer-legal a:hover{color:var(--gold)}

/* Page hero (services / contact) */
.page-hero{padding:72px 0 40px;background:var(--ivory)}
.page-hero h1{font-family:var(--serif);font-size:46px;line-height:1.1;color:var(--ink);margin-bottom:18px;letter-spacing:-.01em}
.page-hero .lead{font-size:18px;color:var(--ink-soft);max-width:680px}

/* Services */
.service-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding:56px 0 80px}
.service-card{background:var(--ivory);border:1px solid var(--line);border-radius:16px;padding:32px;border-top:3px solid var(--gold);box-shadow:0 10px 24px -20px rgba(18,59,42,0.35)}
.svc-num{font-family:var(--serif);font-size:15px;color:var(--gold-dark);letter-spacing:.1em;display:block;margin-bottom:14px}
.service-card h2{font-family:var(--serif);font-size:24px;color:var(--ink);margin-bottom:12px}
.service-card p{color:var(--ink-soft)}

.process{padding:80px 0;background:var(--mint-soft)}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.process-step{background:var(--ivory);border-radius:14px;padding:28px;border-top:3px solid var(--emerald)}
.step-num{font-family:var(--serif);font-size:40px;color:var(--emerald);display:block;font-weight:600}
.process-step h3{font-size:18px;margin:10px 0 8px;color:var(--ink)}
.process-step p{font-size:14px;color:var(--ink-soft)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;padding:48px 0 80px;align-items:start}
.contact-card{background:var(--mint-soft);border-radius:16px;padding:30px;margin-bottom:24px}
.contact-card h2{font-family:var(--serif);font-size:22px;color:var(--ink);margin-bottom:16px}
.contact-card p{color:var(--ink-soft);margin-bottom:10px}
.contact-card a{color:var(--emerald);text-decoration:none;font-weight:600}
.contact-card a:hover{color:var(--gold-dark)}
.contact-line{display:flex;align-items:flex-start;gap:12px;margin-bottom:14px}
.contact-dot{flex:0 0 auto;width:10px;height:10px;background:var(--gold);margin-top:7px;border-radius:2px}
.contact-line .cl-label{font-weight:600;color:var(--ink);display:block;font-size:14px}
.contact-line .cl-value{color:var(--ink-soft);font-size:15px}
.hours-list{list-style:none}
.hours-list li{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--line);font-size:15px;color:var(--ink-soft)}
.hours-list li span:first-child{color:var(--ink);font-weight:500}
.form-card{background:var(--ivory);border:1px solid var(--line);border-radius:16px;padding:32px;box-shadow:0 14px 30px -24px rgba(18,59,42,0.4)}
.form-card h2{font-family:var(--serif);font-size:24px;color:var(--ink);margin-bottom:8px}
.form-card .form-intro{color:var(--ink-soft);font-size:15px;margin-bottom:24px}
.form-field{margin-bottom:20px}
.form-field label{display:block;font-weight:600;margin-bottom:8px;font-size:14px;color:var(--ink)}
.form-field input,.form-field textarea{
  width:100%;padding:14px 16px;border:1px solid var(--line);border-radius:10px;
  font-size:16px;font-family:var(--sans);background:var(--white);color:var(--ink);
}
.form-field input:focus,.form-field textarea:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px var(--mint)}
.form-field textarea{min-height:140px;resize:vertical}
.form-status{display:none;margin-top:16px;padding:14px 16px;border-radius:10px;font-size:15px;font-weight:500}
.form-status.show{display:block}
.form-status.ok{background:var(--mint);color:var(--emerald-dark)}
.form-status.info{background:var(--mint-soft);color:var(--ink)}

/* Fade up */
.fade-up{opacity:0;transform:translateY(24px);transition:opacity .7s ease, transform .7s ease}
.fade-up.visible{opacity:1;transform:none}

/* Responsive */
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:48px}
  .hero-copy h1{font-size:40px}
  .hero-art{order:2}
  .index-grid{grid-template-columns:1fr 1fr}
  .yield-inner{grid-template-columns:repeat(2,1fr)}
  .service-grid{grid-template-columns:1fr}
  .process-grid{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:860px){
  .nav-links{
    position:absolute;top:76px;left:0;right:0;
    flex-direction:column;align-items:stretch;gap:0;
    background:var(--ivory);border-bottom:1px solid var(--line);
    display:none;padding:8px 24px 20px;
  }
  .nav-links.open{display:flex}
  .nav-link{padding:12px 0;border-bottom:1px solid var(--line-soft)}
  .nav-link::after{display:none}
  .nav-cta{display:none}
  .nav-toggle{display:flex}
}
@media(max-width:560px){
  .hero-copy h1{font-size:32px}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
  .statement-text{font-size:24px}
  .section-head h2{font-size:30px}
  .index-grid{grid-template-columns:1fr}
  .yield-inner{grid-template-columns:1fr 1fr}
  .process-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .vault-door{width:260px;height:330px}
  .vault-dial{width:150px;height:150px}
  .dial-cover{inset:34px}
  .dial-spindle{width:46px;height:46px}
  .vault-bar{left:26px;right:26px}
  .vault-gauge{width:180px}
  .cta-band h2{font-size:32px}
}